What is the True Cost of the Elimination Period?
Examples Based on a $430.00 Daily Benefit
Age 180 Days 90 Days 60 Days 30 Days 0 Days
Amounts Below Show What You Have to Pay Before Benefits Start
52
$77,400
$38,700
$25,800
$12,900
$0
53
$81,270
$40,635
$27,090
$13,545
$0
54
$85,334
$42,667
$28,445
$14,222
$0
55
$89,600
$44,800
$29,867
$14,933
$0
56
$94,080
$47,040
$31,360
$15,680
$0
57
$98,784
$49,392
$32,928
$16,464
$0
58
$103,723
$51,862
$34,574
$17,287
$0
59
$108,910
$54,455
$36,303
$18,152
$0
60
$114,355
$57,178
$38,118
$19,059
$0
61
$120,073
$60,036
$40,024
$20,012
$0
62
$126,076
$63,038
$42,025
$21,013
$0
63
$132,380
$66,190
$44,127
$22,063
$0
64
$138,999
$69,500
$46,333
$23,167
$0
65
$145,949
$72,975
$48,650
$24,325
$0
66
$153,247
$76,623
$51,082
$25,541
$0
67
$160,909
$80,455
$53,636
$26,818
$0
68
$168,954
$84,477
$56,318
$28,159
$0
69
$177,402
$88,701
$59,134
$29,567
$0
70
$186,272
$93,136
$62,091
$31,045
$0
71
$195,586
$97,793
$65,195
$32,598
$0
72
$205,365
$102,683
$68,455
$34,228
$0
73
$215,634
$107,817
$71,878
$35,939
$0
74
$226,415
$113,208
$75,472
$37,736
$0
75
$237,736
$118,868
$79,245
$39,623
$0
76
$249,623
$124,811
$83,208
$41,604
$0
77
$262,104
$131,052
$87,368
$43,684
$0
78
$275,209
$137,605
$91,736
$45,868
$0
79
$288,970
$144,485
$96,323
$48,162
$0
80
$303,418
$151,709
$101,139
$50,570
$0
81
$318,589
$159,294
$106,196
$53,098
$0